The world of investing in Pakistan is changing quickly, with mutual funds leading the way in this financial evolution. Choosing the best mutual funds in Pakistan can greatly improve the performance of your portfolio, whether you are a beginner or an experienced investor. You can now make smarter, data-driven choices that are right for your financial goals with the help of , Pakistan's first AI-powered investment assistant.
This blog looks at the best mutual funds in Pakistan for July 2025, based on their performance across different risk categories and investment goals.
As Pakistan's financial system matures, more and more investors are choosing mutual funds because they offer diversification, professional management, and returns that can potentially beat inflation.
Important Benefits:
Look at the following factors to identify the mutual funds in Pakistan that suit your investment objectives:
These benchmarks help investors find the right balance between risk and return and ensure their investments align with their financial goals.
Mutual Funds That Invest in Shares Listed on Pakistan Stock Exchange (PSX)
For July 2025, Fund Bazaar Global’s AI engine highlights the following as the top-performing conventional equity (stock market) funds. These funds primarily hold shares listed on the KSE-100 Index of the Pakistan Stock Exchange.
In the past year alone, this fund delivered an impressive 83% return — and an even more staggering 263% over the past three years. With Assets Under Management (AUMs) of PKR 17.8 billion, it holds an elite portfolio of blue-chip stocks, including Bank Alfalah Limited (BAFL), United Bank Limited (UBL), National Bank of Pakistan (NBP), Fauji Fertilizer Company Limited (FFC), and Oil and Gas Development Company Limited (OGDC).
Racking up an 81% gain in the last year, this fund has surged by 258% over three years. Its AUMs total PKR 20.2 billion, and it boasts a robust lineup of leading stocks such as Oil and Gas Development Company Limited (OGDC), Fauji Fertilizer Company Limited (FFC), Tariq Glass Industries Limited (TGL), Lucky Cement Limited (LUCK), Pakistan Petroleum Limited (PPL), The Hub Power Company Limited (HUBC), and MCB Bank Limited (MCB).
This fund knocked it out of the park with an 89% return over the past 12 months and a phenomenal 287% return over three years. It manages PKR 4 billion in AUMs and includes powerhouse names such as United Bank Limited (UBL), Oil and Gas Development Company Limited (OGDC), Fauji Fertilizer Company Limited (FFC), Pakistan Petroleum Limited (PPL), Lucky Cement Limited (LUCK), Engro Corporation Limited (ENGRO), and Maple Leaf Cement Factory Limited (MLCF).
If consistency and size appeal to you, this one delivers. With a 75% return in the past year and 223% over three years, and AUMs of PKR 38 billion, the fund holds major blue-chip players such as Oil and Gas Development Company Limited (OGDC), Fauji Fertilizer Company Limited (FFC), Pakistan Petroleum Limited (PPL), Kohat Cement Company Limited (KOHC), Askari Bank Limited (AKBL), Nishat Mills Limited (NML), and Kohinoor Textile Mills Limited (KTML).
In a tone you might hear on a business podcast: Alfalah GHP Stock Fund posted a 70% return over the last year and an exceptional 249% over three years. With PKR 8.9 billion in AUMs, it’s backed by top-tier equities like United Bank Limited (UBL), Pakistan State Oil Company Limited (PSO), MCB Bank Limited (MCB), Lucky Cement Limited (LUCK), Bank AL Habib Limited (BAHL), and Sazgar Engineering Works Limited (SAZEW).
Showing a 66% return in the past 12 months and a 226% return over three years, this fund manages PKR 6.6 billion in AUMs. Its holdings feature a classic mix of Pakistan’s corporate giants: Fauji Fertilizer Company Limited (FFC), Pakistan Petroleum Limited (PPL), Oil and Gas Development Company Limited (OGDC), United Bank Limited (UBL), Pakistan State Oil Company Limited (PSO), Sui Northern Gas Pipelines Limited (SNGP), and Engro Fertilizers Limited (EFERT).
An enthusiastic investor might call this a high-yield juggernaut. It delivered a 71% return in the past year and 234% over the last three years. Managing PKR 29 billion in AUMs, the fund's portfolio includes Fauji Fertilizer Company Limited (FFC), Oil and Gas Development Company Limited (OGDC), Pakistan Petroleum Limited (PPL), Lucky Cement Limited (LUCK), United Bank Limited (UBL), and Meezan Bank Limited (MEBL).
Taking a quieter but steady route, this fund posted a 65% return over the past year and 207% over three years. It manages PKR 2.4 billion in AUMs and holds blue-chip stocks such as National Bank of Pakistan (NBP), Lucky Cement Limited (LUCK), Fauji Fertilizer Company Limited (FFC), Sui Northern Gas Pipelines Limited (SNGP), and D.G. Khan Cement Company Limited (DGKC).
In the Shariah-compliant Islamic funds category, Fund Bazaar Global’s AI engine ranks the following top-performing equity (stock market) funds for July 2025. These funds primarily invest in companies listed on the KMI-30 Index of the Pakistan Stock Exchange.
Managed by MCB Asset Management Company (MCB Funds), this fund recorded a 65.75% return in the last year, with a striking 224% return over three years. With PKR 6.4 billion in AUMs, its portfolio showcases prominent blue-chip stocks such as Lucky Cement Limited (LUCK), Meezan Bank Limited (MEBL), Fatima Fertilizer Company Limited (FATIMA), Oil and Gas Development Company Limited (OGDC), Cherat Cement Company Limited (CHCC), and Systems Limited (SYS).
This fund impressed with a 69.9% return over the last 12 months and an exceptional 261% return over three years. Its AUMs stand at PKR 5.1 billion, and its key holdings include Oil and Gas Development Company Limited (OGDC), Pakistan Petroleum Limited (PPL), Lucky Cement Limited (LUCK), Meezan Bank Limited (MEBL), Haleon Pakistan Limited (HALEON), and GlaxoSmithKline Pakistan Limited (GLAXO).
Delivering a 68.9% return in the past year and a solid 198% over the last three years, this fund oversees PKR 11.9 billion in AUMs. Its top equity positions span several major sectors, including Lucky Cement Limited (LUCK), Mari Petroleum Company Limited (MARI), Meezan Bank Limited (MEBL), Oil and Gas Development Company Limited (OGDC), The Hub Power Company Limited (HUBC), Pakistan State Oil Company Limited (PSO), and Lucky Core Industries Limited (LCI).
Managed by UBL Fund Managers, this fund achieved a 66% return in the last year and 198% over three years. With AUMs of PKR 20.2 billion, it invests in a broad range of Shariah-compliant blue chips such as Oil and Gas Development Company Limited (OGDC), Lucky Cement Limited (LUCK), Pakistan Petroleum Limited (PPL), Meezan Bank Limited (MEBL), Tariq Glass Industries Limited (TGL), Attock Refinery Limited (ATRL), and D.G. Khan Cement Company Limited (DGKC).
Quietly powerful, this fund has generated a 62% return in the past year and 179% over three years, managing a significant PKR 41 billion in AUMs. It is anchored by industry leaders like Lucky Cement Limited (LUCK), Meezan Bank Limited (MEBL), Oil and Gas Development Company Limited (OGDC), Mari Petroleum Company Limited (MARI), and The Hub Power Company Limited (HUBC).
Top Conventional Money Market / Cash Funds for Fixed-Income and Conservative Investors
Designed for stability and short-term liquidity, this fund has posted an annualized return ranging between 10.6% and 11.2%, managing PKR 12 billion in AUMs.
With AUMs of PKR 75 billion, this fund has posted a competitive annualized return between 10.8% and 11.2%, making it a strong option for conservative investors seeking low-volatility income.
Matching its peers in performance, this fund has delivered annualized returns of 10.8% to 11.2%, supported by a solid AUM base of PKR 75 billion.
Top Shariah-Compliant Islamic Money Market / Cash Funds for Conservative Investors
A go-to for Shariah-conscious, low-risk investors, this fund has posted annualized returns between 10.7% and 11.6%, with a robust PKR 93 billion in AUMs.
Managed by UBL Fund Managers, this Islamic cash plan has posted returns ranging from 10.4% to 12.6% annually, and manages PKR 10 billion in AUMs — balancing compliance with competitive yields.
Conventional Income Funds for Moderate-Risk Investors
Targeted at moderate-risk investors, this fund has posted an annualized return ranging from 14% to 17% and manages PKR 13.8 billion in AUMs, primarily investing in government-backed instruments.
With a recent return range of 12% to 17% annually, this fund manages PKR 8.5 billion in AUMs, offering a balanced mix of income and stability for those willing to take on moderate risk.
Shariah-Compliant Islamic Income Funds for Moderate-Risk, Halal-Conscious Investors
Catering to investors seeking Shariah-compliant fixed-income returns, this fund has delivered annualized returns between 10.5% and 11.4%, while managing a substantial PKR 58 billion in AUMs.
With recent returns ranging from 9.7% to 13.3% annually, this fund manages PKR 27 billion in AUMs, combining halal income generation with a moderate risk profile.
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Fund Bazaar Global is proud to be Pakistan’s First AI-Powered Investment Assistant. Our cutting-edge platform leverages advanced artificial intelligence to revolutionize mutual fund investing in Pakistan.
Here's how it enhances your investment journey:
If you are just starting to invest, consider these points:
It's easy to start investing in mutual funds in Pakistan with platforms like Fund Bazaar Global
. It provides intelligent, personalized, and data-driven investment assistance through cutting-edge AI technology empowering you to make smart and informed investment decisions.Conclusion: Which Platform Is Best for Your Mutual Fund Investments?
In Pakistan, mutual funds remain one of the best ways to make money in 2025. Investors can choose from a wide range of top-performing funds.
The AI Investment Assistant of Fund Bazaar Global makes it easier than ever to pick the right fund. Check out the best mutual funds in Pakistan and take charge of your investments.
In today's fast-paced, digital world, investing with a sense of purpose requires more than mere guesswork or rumours about market trends. For Pakistani investors, the market for mutual funds is more active than ever before, and AI is at the core of this revolution. Through platforms like the Fund Bazaar Global, the advancement of technology is helping everyday Pakistanis to invest wisely and confidently, enabling smart savings and wealth appreciation. This blog will look at the ways in which AI is changing the way people put money into mutual funds within Pakistan, which is making portfolio selection, fund monitoring and optimisation of returns better than before.
For a long time, making investments in mutual funds required either contacting a financial adviser or conducting endless research. This approach not only took time and knowledge, but also often resulted in decisions that were based on emotions rather than facts. With the advent of AI, investors are now able to access investment assistance that is automated and data driven. This change is helping new and experienced investors make more informed decisions based on data choices.
AI-based tools, such as those provided by Fund Bazaar Global examine multiple of data points in different mutual funds in order to offer:
If you are in the market for Islamic mutual funds, balanced funds, or equity funds, AI makes sure you get assistance that aligns with your individual financial objectives.
Here are the most important AI features that are changing the way Pakistanis invest:
Fund Bazaar Global is Pakistan's first AI-powered mutual fund investment platform. Here's how it can help you:
It's particularly helpful to:
AI doesn't simply serve as a buzzword. It provides real, tangible benefits for investors:
As fintech advances within Pakistan, AI will become the core element of the investment process for every investor. It is possible to expect:
Platforms such as Fund Bazaar Global are setting the stage for an era where investing isn't only smart, but also intelligent, personalised, and available to everyone.
Artificial Intelligence is revolutionising how we invest in mutual funds in Pakistan. From precise fund selection to Shariah compliance and monitoring in real-time to personalised assistance, AI is transforming ordinary investors into confident, wealthy, goal-driven wealth creators.
Are you ready to invest more intelligently? Do you want to invest smarter? Fund Bazaar Global guides you using the most cutting-edge AI tools and the best mutual funds.
As Pakistan's financial landscape changes, increasing numbers of investors are looking for investments that is ethical and halal. In this regard, Shariah-compliant mutual funds are emerging as an effective option, providing wealth creating that is halal and shariah based. What do they actually mean? What are they? Are they worth making the investment? Let's take it apart.
A mutual fund that is Shariah-compliant can be described as an investment plan that is based on the rules of Islamic financing. This means that the fund:
They let Muslims build wealth while still adhering to Islamic principles, making them an essential part of the halal investment.
Mutual funds that are Shariah compliant go through a screening procedure to ensure that only Halal-compliant securities are part of the portfolio. Here's how:
Companies that are involved in prohibited areas are eliminated (e.g., liquor, gambling, weapons, and interest-based financing).
Even if a business is ethical, its financials must be in compliance with the limits of interest and debt.
A competent Shariah-certified board regularly checks and confirms an investment's conformity. Some funds also make public the Islamic Shariah Fatwas to protect the public trust.
Mutual funds that are Shariah-compliant invest in:
Benefits of Shariah-Compliant Mutual Funds
Your money is invested in industries that are not in conflict with Islamic principles.
Contrary to popular belief, many halal mutual funds have been competitive.
You can invest in various industries like manufacturing, tech, as well as healthcare, and much more while keeping Shariah conformity.
There's no reason to choose between growth in your finances and the values of faith.
Here are a few of the top mutual funds that are halal in Pakistan:
Managed by MCB Asset Management Company (MCB Funds), this fund recorded a 65.75% return in the last year, with a striking 224% return over three years. With PKR 6.4 billion in AUMs, its portfolio showcases prominent blue-chip stocks such as Lucky Cement Limited (LUCK), Meezan Bank Limited (MEBL), Fatima Fertilizer Company Limited (FATIMA), Oil and Gas Development Company Limited (OGDC), Cherat Cement Company Limited (CHCC), and Systems Limited (SYS).
This fund impressed with a 69.9% return over the last 12 months and an exceptional 261% return over three years. Its AUMs stand at PKR 5.1 billion, and its key holdings include Oil and Gas Development Company Limited (OGDC), Pakistan Petroleum Limited (PPL), Lucky Cement Limited (LUCK), Meezan Bank Limited (MEBL), Haleon Pakistan Limited (HALEON), and GlaxoSmithKline Pakistan Limited (GLAXO).
Delivering a 68.9% return in the past year and a solid 198% over the last three years, this fund oversees PKR 11.9 billion in AUMs. Its top equity positions span several major sectors, including Lucky Cement Limited (LUCK), Mari Petroleum Company Limited (MARI), Meezan Bank Limited (MEBL), Oil and Gas Development Company Limited (OGDC), The Hub Power Company Limited (HUBC), Pakistan State Oil Company Limited (PSO), and Lucky Core Industries Limited (LCI).
Managed by UBL Fund Managers, this fund achieved a 66% return in the last year and 198% over three years. With AUMs of PKR 20.2 billion, it invests in a broad range of Shariah-compliant blue chips such as Oil and Gas Development Company Limited (OGDC), Lucky Cement Limited (LUCK), Pakistan Petroleum Limited (PPL), Meezan Bank Limited (MEBL), Tariq Glass Industries Limited (TGL), Attock Refinery Limited (ATRL), and D.G. Khan Cement Company Limited (DGKC).
Quietly powerful, this fund has generated a 62% return in the past year and 179% over three years, managing a significant PKR 41 billion in AUMs. It is anchored by industry leaders like Lucky Cement Limited (LUCK), Meezan Bank Limited (MEBL), Oil and Gas Development Company Limited (OGDC), Mari Petroleum Company Limited (MARI), and The Hub Power Company Limited (HUBC).
A go-to for Shariah-conscious, low-risk investors, this fund offers annualized returns between 10.7% and 11.6%, with a robust PKR 93 billion in AUMs.
Managed by UBL Fund Managers, this Islamic cash plan provides returns ranging from 10.4% to 12.6% annually, and manages PKR 10 billion in AUMs — balancing compliance with competitive yields.
Catering to investors seeking Shariah-compliant fixed-income returns, this fund delivers annualized returns between 10.5% and 11.4%, while managing a substantial PKR 58 billion in AUMs.
With returns ranging from 9.7% to 13.3% annually, this fund manages PKR 27 billion in AUMs, combining halal income generation with a moderate risk profile.
Start your journey to halal investing with just two steps:
Pro Tips: Fund Bazaar offers tools for comparison and choosing the best Islamic Shariah Compliant Mutual Funds
"Halal funds give lower returns." Many Shariah funds can match or outperform traditional funds in terms of long-term growth.
"They're only for religious investors. These funds appeal to Muslims as well as non-Muslims who are looking for an ethical investment.
"There's limited choice." Pakistan currently has 190+ Shariah-compliant SECP-registered funds--offering options for equity, balanced income, as well as money market alternatives.
Tips for Choosing the Right Shariah Fund
As investment options that are halal are becoming more readily available, Shariah-compliant mutual funds are no longer exclusive; they're commonplace. You can save for retirement, save for your kids' education, or simply begin the journey to financial freedom; these mutual funds can provide a spiritual path towards financial independence.
Discover the best Shariah-compliant mutual fund options through Fund Bazaar Global. Compare the funds and start investing within only a few minutes Create your portfolio with halal confidence
Q Is every Islamic mutual fund completely Halal?
A SECP-regulated funds adhere to strict Shariah guidelines. However, you should verify your fund's Shariah board certification to ensure security.
Q What can I do to invest in these funds every month?
A Yes, a lot of them provide Systemsatic Investment Plan (SIPs) with monthly investments as low as Rs.5000.
Q Do the returns from Shariah funds tax-free?
A The returns are tax-deductible; however, you could get tax rebates in accordance with Income Tax Ordinance.
With more and more people embracing mutual funds as a reliable and affordable investment option, it's no surprise that investors who are new to the market are jumping in with enthusiasm. However, here's the thing: most beginners fall victim to the same expensive mistakes, which can be easily avoided with a few tips.
When you're considering making investments in mutual funds from Pakistan, making sure you avoid these common mistakes could be the key to success when it comes to your finances.
Let's look at the most common mistakes that investors in mutual funds make and how you can avoid these mistakes.
It's tempting to choose one fund based on the fact that it had a high return this year. This is one of the most frequent errors that beginners make with mutual funds.
The reason it's wrong!
Markets can be volatile. A fund that was successful in 2024 might not be able to replicate that same feat in 2025. A reliance on only historical results without a thorough understanding of the fund's core principles is dangerous.
Look for an ongoing, long-term trend of results, a solid fund manager's track record, and a diversifying investment strategy.
A lot of novice investors do not realize they are investing in high-risk equity funds, even though their tolerance for risk is low. This is often the cause of anxiety during downturns in the market.
You could sell your investment in the downturn and lock into losses.
Before investing, you should evaluate your level of risk. Platforms like Fund Bazaar Global will assist you determine the best investment for your risk tolerance using cutting-edge AI engine.
A common mistake? Making investments "just to invest." Without a financial plan, the investments you make are not guided by a plan.
Set clearly defined goals: saving for retirement, your child's education, or even buying a home. Select fund types that match your time range and your risk tolerance.
Even the most experienced investors struggle with "buy low, sell high." Market timing frequently results in poor opportunities or decisions based on impulsivity.
Start with monthly contribution that averages costs over a period of time. This eliminate emotional decision-making and establish an enduring discipline.
Inputting all your money into one type of asset or fund increases the risk. If the fund performs poorly, the entire portfolio will take an opportunistic drop.
Diversify among different types of funds, including equity as well as debt, balanced as well as money market funds. A balanced portfolio spreads risk and enhances stability. Even when you invest in the same category, diversify into top 2 to 3 funds such as selecting from top 5 funds ranked by AI Investment Assistant on Fund Bazaar Global
Many investors are scared and pull their money out when the market is down or after one or two months of poor returns. How to prevent the problem:
Understand that mutual funds are investments that last for a long time. Equity funds, in particular, require at least three years to show significant growth. Stay invested and allow your money to grow.
It's not a successful strategy. The economy, the performance of funds, or even life goals may alter in the course of time.
Review your portfolio every 6-12 months. Make adjustments to your portfolio depending on your income, objectives, or market conditions.
"Everyone is investing in this fund, I should too." This is the herd mentality--and it could cause financial harm.
Do your own investigation. Be sure to base your decisions upon your financial goals and not on speculation; just because a fund's trending doesn't mean that it's the right choice for you.
A lot of novice investors rely on Google or their friends for advice on investing. However, mutual funds are a bit more complicated, and each investor's needs differ.
Use platforms such as Fund Bazaar Global that allow you to get access to curated fund choices with AI based comparison tools and even talk to licensed advisors to receive personal assistance.
Investment in mutual funds is among the most efficient ways to accumulate lasting wealth when it is done properly.
Avoiding these mistakes early on can keep you from losing money as well as from confusion and disappointment. Begin small, be steady, and never stop investing with knowledge, perseverance, and a goal.
Ready to Invest Wisely? We are at Fund Bazaar Global. We can assist you with advanced AI technology:
Compare top mutual funds.
Get started with as low as Rs. 5000 Select funds that meet your needs and risk tolerance. You can invest securely and conveniently
Make smart investments with clarity, confidence and control using Pakistan’s First AI Investment Assistance at Fund Bazaar Global
Q: Can I safely put money into mutual funds as an aspiring investor?
A: Yes, particularly if you select low-risk funds that you can invest in over the long haul.
Q: When is the ideal time to begin saving?
A: Now. The earlier you begin, the longer your money will be able to increase by compounding.
Q: Can I lose all my investment in an investment fund?
A: Highly unlikely if you're diversifying. It is possible to lose money; however, total loss is uncommon when funds are managed properly.
You think investing is only for the super-rich? You might want to reconsider your thinking. With the advent of financial digital platforms and mutual funds that are easy to access, it is now possible to invest in Pakistan starting with just Rs. 5000. There's no need for a million dollars in your account at the bank or an in-depth stock knowledge. You just need to begin small and then grow more sophisticated.
In this article, we will explain how to begin investing in mutual funds using 5000 rupees. How this simple step can lead to huge profits over the course of time.
Mutual funds are professionally-managed investment fund that pools money from a variety of investors and invests it into an investment portfolio that is diverse, consisting of bonds, stocks, or other investments.
This is why they are great for investors who are just beginning their journey:
SIP (Systematic Investment Plan) is a method of investing regular amounts (e.g., every month) into mutual funds. It's similar to a monthly savings plan but smarter.
How SIP Works:
A number of asset management firms in Pakistan permit you to start SIPs for as little as Rs. 5000, including:
These funds also comprise Islamic (Shariah-compliant), equity, balanced, and cash options. Visit the website of each company or consult a trusted platform such as Fund Bazaar Global to check the required investment amount.
Step-by-Step Guide: How to Begin Investing Using Rs. 5000
Make use of a reputable platform for mutual funds, such as Fund Bazaar Global, to research and evaluate funds.
Send in your CNIC and income proof and complete the risk profile form--a simple, one-time digital procedure.
Select a fund based on your financial goals:
Automate the debit from your account at the bank or make investments manually each month. Monitor your investments via your dashboard or through an app.
"Rs. 5000 won't make a difference." It is absolutely possible, particularly when compounding and consistency are maintained with time.
It used to be that way. Today, investing is available to anyone through online platforms.
It is also possible to find Mutual funds with low risk, for example, money market funds or income funds.
It doesn't require a massive amount of money or an expert's skills to invest. With only the sum of Rs. 5000, you can start your journey towards financial stability, freedom, and development.
Mutual funds are among the most flexible, user-friendly, and cost-effective instruments to use in making long-term wealth--and beginning small is usually the most effective way to start building huge.
Begin Today by registering with Fund Bazaar Global.
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In the future, you will be thankful for it.
Q: Do I truly increase my wealth by the amount of Rs. 5000/month?
A: Yes! Small, consistent investments can increase in value over time due to the potential of compounding.
Q: Is this investment Halal?
A: Many funds provide Shariah-compliant mutual funds. Always ensure that the fund is certified or use filtering on platforms like Fund Bazaar Global.
Q: What's the risk of investing in this manner?
A: You may start by investing in lower-risk income or balanced funds and then gradually look at higher-growth alternatives.
In 2025, equity mutual funds in Pakistan have had a strong year-to-date (YTD) performance, driven by stabilization of the macroeconomic environment and political clarity. This has renewed confidence among investors on the Pakistan Stock Exchange (PSX). For both experienced and novice investors, looking at the fund's performance over time is essential to identify the most profitable opportunities.
In this thorough guide, we examine the major trends and variables that influence the performance of equity funds in 2025. We also discuss how investors can utilize the data on past performance to make educated decisions.
Equity funds that comply with Shariah have also been attracting attention from investors because of ethical investment practices and steady returns. Again, the entire energy sector is Shariah Compliant and therefore Islamic Equity Funds have significant holdings in energy sector stocks which are expected to increase in valuations. Settlement of circular debt by the government will bring a positive trigger to energy chain and shares such as PSO, OGDC, PPL, SSGC, SNGP will be the main beneficiaries. Also announcement on the developments in Reko Diq project will give further momentum to shares such as OGDC, PPL, MARI etc.
In 2025, equity funds have typically outperformed other investment classes:
Q Are equity mutual funds a safe investment within Pakistan?
A: Equity funds have higher risk than income and money market funds; however, they have a higher potential for growth. Diversity and AMC's reputation play a major role.
Q How often should I examine the performance of my funds?
A: Examine NAVs every month and evaluate the performance each quarter for a trend analysis.
Q Do I want to put my money into SIPs or a lump sum?
A SIP (Systematic Investment Plan) lowers the risk of market timing and is great for professionals with salaried jobs.
2025 has proved to be a good year for equity-focused mutual funds across Pakistan. Although the exact performance of funds varies, the overall trend favours equity-focused strategies that are diversified. However, returns are just part of the equation. Investors should consider balancing performance against their own goals as well as risk tolerance and the strategy of their fund to ensure long-term success.